Ambulance Cost in Clearwater, NE

Primary 911 transport provider: Norfolk Fire DivisionCMS locality: super-rural

Treatment Without Transport Fees

$150—$350

Reported TNT Range (BLS – ALS)

Basic life support, assist only (treat/no-transport). ALS assist-only is $350.00.

Official rate reported for this locality.City of Norfolk Municipal Code Sec. 2-5 Schedule of Fees
Resource last updated on 2026-06-14

Reported Transport Fees

$875—$1,125

Estimated Price Range (BLS - ALS)

This rate reflects the official municipal billing schedule reported for Clearwater on 2026-06-14.

+ Per Mile Transported

Additional loaded mile rate

$19
Official rate reported for this locality.City of Norfolk Municipal Code Sec. 2-5 Schedule of Fees
Last updated: 2026-06-14Effective: 2025-07-07

Medicare Benchmark Rates

$543—$645

Official Schedule Range (BLS - ALS)

This is the "official" rate established by the federal government for your specific zip code in 2026. Medicare uses this baseline to reimburse providers for medically necessary transport. While private companies often charge more, this figure serves as the industry standard for what the service is actually valued at by federal auditors.

+ Per Mile Transported

Additional loaded mile rate

$9.42

Surprise Billing Protection

LIMITED PROTECTION

Currently, NE has fewer ground ambulance protections. Federal "No Surprises Act" only applies to Air ambulances.

Disclaimer:Estimated ambulance costs are based on publicly available fee schedules and regional averages. Actual charges may vary depending on the ambulance provider, service level, mileage, medical treatment provided, and insurance coverage. Providers in the same area may charge different rates for similar services. For details about coverage and out-of-pocket costs, contact your insurance provider.

Ambulance cost questions for Clearwater

How much does an ambulance cost in Clearwater, NE?

In Clearwater, a ground ambulance transport typically costs $875 – $1,125 plus about $19 per loaded mile, based on the published rate schedule for Norfolk Fire Division. The 2026 Medicare benchmark for the same service is $543 – $645.

Does insurance cover ambulance rides in Nebraska?

Nebraska has limited ground-ambulance balance-billing protections, and the federal No Surprises Act does not cover ground ambulances. You may receive a balance bill above what insurance pays.

What is the treatment-no-transport (TNT) fee in Clearwater?

Clearwater has a treatment-without-transport fee of $150 — charged when paramedics assess or treat you but you are not taken to a hospital.

What is the Medicare ambulance rate in Clearwater?

The 2026 Medicare ground-ambulance base rate for Clearwater is $543 – $645 (BLS to ALS), plus $9 per loaded mile. Private providers commonly bill several times this benchmark.

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Understand your bill

End Surprise Ambulance Bills.

Federal reform is slow. State-level mandates are the fastest path to protection. Demand that your state representatives close the "billing gap" and treat ambulances like essential emergency care.

GAPThe Billing Loophole

Most insurance only covers ambulance costs if you are transported. If an EMT treats you on-scene but you aren't taken to a hospital (TNT), you often face a $500+ "dry run" bill that insurance refuses to pay.

GOALOur Policy Goal

Mandate that all ambulance services—transport or treatment-only—are covered under emergency care frameworks with predictable copays.