Ambulance Cost in Waco, KY

Primary 911 transport provider: Madison County EMSCMS locality: rural

Treatment Without Transport Fees

Data Unavailable for Waco
Rate Information Unavailable

Commonly referred to as "Treatment No Transport" (TNT) fees, these occur when paramedics provide medical care but do not transport you. Most municipalities charge between $150–$600.

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Reported Transport Fees

$735—$919

Estimated Price Range (BLS - ALS)

This rate reflects the official municipal billing schedule reported for Waco on 2026-06-13.

+ Per Mile Transported

Additional loaded mile rate

$16
Official rate reported for this locality.Madison County EMS — Official KBEMS Fee Schedule (madisoncountyems.com)
Last updated: 2026-06-13Effective: 2024-03-01

Medicare Benchmark Rates

$432—$513

Official Schedule Range (BLS - ALS)

This is the "official" rate established by the federal government for your specific zip code in 2026. Medicare uses this baseline to reimburse providers for medically necessary transport. While private companies often charge more, this figure serves as the industry standard for what the service is actually valued at by federal auditors.

+ Per Mile Transported

Additional loaded mile rate

$9.42

Surprise Billing Protection

LIMITED PROTECTION

Currently, KY has fewer ground ambulance protections. Federal "No Surprises Act" only applies to Air ambulances.

Disclaimer:Estimated ambulance costs are based on publicly available fee schedules and regional averages. Actual charges may vary depending on the ambulance provider, service level, mileage, medical treatment provided, and insurance coverage. Providers in the same area may charge different rates for similar services. For details about coverage and out-of-pocket costs, contact your insurance provider.

Ambulance cost questions for Waco

How much does an ambulance cost in Waco, KY?

In Waco, a ground ambulance transport typically costs $735 – $919 plus about $16 per loaded mile, based on the published rate schedule for Madison County EMS. The 2026 Medicare benchmark for the same service is $432 – $513.

Does insurance cover ambulance rides in Kentucky?

Kentucky has limited ground-ambulance balance-billing protections, and the federal No Surprises Act does not cover ground ambulances. You may receive a balance bill above what insurance pays.

What is the Medicare ambulance rate in Waco?

The 2026 Medicare ground-ambulance base rate for Waco is $432 – $513 (BLS to ALS), plus $9 per loaded mile. Private providers commonly bill several times this benchmark.

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Understand your bill

End Surprise Ambulance Bills.

Federal reform is slow. State-level mandates are the fastest path to protection. Demand that your state representatives close the "billing gap" and treat ambulances like essential emergency care.

GAPThe Billing Loophole

Most insurance only covers ambulance costs if you are transported. If an EMT treats you on-scene but you aren't taken to a hospital (TNT), you often face a $500+ "dry run" bill that insurance refuses to pay.

GOALOur Policy Goal

Mandate that all ambulance services—transport or treatment-only—are covered under emergency care frameworks with predictable copays.